English | 中文

About Us

JC Health Insurance Services designs insurance programs tailored specifically to meet your individual or small business coverage needs. As an independent agent we research the insurance marketplace for you to create a program that will provide you with the greatest value for your premium dollar. The following lists our speciality areas:

  • Auto Insurance
  • Home Insurance
  • Individual & Family Health Insurance
    (Medical, Dental, Vision and Short Term Medical)
  • Small Group Health Insurance
    (Medical, Dental, Vision, Life, and Disability)
  • Commercial Insurance
  • Life Insurance
  • Travel Insurance Service
  • Worker Compensation

Staff Members



Joan C.F. Chang

(510) 573-6888


Joan C.F. Chang, is a native of Taiwan and has been doing business in the United States since 2000. Joan's insurance background includes life, property, casualty and health insurance lines. As a professional, independent broker she has helped her clients find the best policies to meet their needs. Joan is fluent in Mandarin, Taiwanese, Japanese and English.

Companies Represented


Allied National
Blue Cross of California
Blue Shield of California
Delta Dental
Fireman's Fund
Genworth Financial, Inc.
Health Net
Kaiser Permanente-California
Kemper Insurance
Progressive Corporation
SAFECO Corporation
St. Paul Companies, Inc.
The Hartford
Vision Service Plan Insurance Company
Zenith Insurance Company (Workers’ Compensation Specialists)



Department of Insurance License # OC71619   



43365 Jerome Ave,

Fremont, CA 94539
Tel. (510) 573-6888 
Fax. (510) 438-9047